How we are paid
We believe that high-quality financial advice can only be provided via a fee-based service. On receiving an enquiry we will usually invite a prospective client to come to our offices for a preliminary meeting. The purpose of the meeting is to establish your requirements and whether we are able to assist. There is no charge for this preliminary meeting and no obligation on either side.
After the initial free consultation, we will agree the basis of our charges with you for the work you require and confirm this to you in writing. This may be an hourly rate or a fixed fee for completion of a specific project. You can be assured that we will ensure that you are fully aware of the costs involved before incurring any chargeable work.
Should we be instructed to proceed, we will then report to you with our advice and recommendations as necessary and we will then implement our recommendations should you wish us to do so. If these involve arranging a product or investment for you then we will normally instruct the product provider not to pay any commission that might normally be included in the product and instead reinvest the commission into your product to improve the product or investment terms. Alternatively, you may be able to use any commission payments to offset our charges and we will always explain whether this is likely to be in your interests or not.